Smart Credit

Did you know that the average graduating college student has $4,138 in credit card debt?

You’ve probably heard a lot of talk about managing credit, having good credit, fixing bad credit, but what does that all mean? And more importantly, how does it affect you? Well, if you don’t understand credit and how important it is to maintain a good credit history, it might mean you’ll have a tough time getting a loan, renting an apartment – or even getting hired for a job!

 


Information about Smart Credit Understanding and Using Credit Cards
 Types of Credit Cards
 Understanding Cash Advances
 Things to Consider When Applying
 Consolidating Your Credit Card Debt
 Using Your Card and Keeping It Secure
 The Credit CARD Act of 2009
Understanding My Credit Report and Score
 What is a Credit Report?
 How Do I Get My Credit Report?
 What is a Credit Score?
Credit History
 Building a Good Credit History and Fixing a Bad Credit History
Interactive Tools
 The "Playing With Plastic" Game
 What Makes Up Your Credit Score