Credit cards, when managed properly, can be a great financial tool. Basically, a credit card is a loan from a financial institution that you can use and then pay back over time. The key word is “loan.” You do have to pay the money back and how and when you do that is a key to good financial management. Click a topic below to learn more about credit cards and how to manage them effectively. Click the links below to read more about each of the topics:

You may also want to check out the various Bank of America Resources to help you take control of your finances.